Our Strengths

Specialized, expert service built upon over 25 years of operating history in our insurance businesses

Advantage’s leadership team has many decades of collective experience in our two lines of business. Our founder, Ian Kilpatrick, pioneered the application of captive insurance beyond traditional self-insurance programs in the 1970s and 1980s. Advantage also brought the benefits of segregated protected cell structures to life insurance policies. The experience and industry knowledge of our employees, along with our specialist focus, enable us to compete against much larger companies.


Our success depends on the success of our clients. Most Advantage team members work directly with clients or focus exclusively on client-related business. We take pride in our reputation for responsiveness, accuracy and integrity. A key component of our success is working with third-party professional services groups such as law firms, investment managers and financial advisors. Advantage understands the role of the insurance expert in serving client needs and does not attempt to displace other professionals in order to enhance its own fees or position with the ultimate client.


With offices in the United States, Puerto Rico, Bermuda and Cayman Islands, Advantage gives financial advisors the ability to select the insurance solution that best meets a client’s unique objectives and preferences.


Advantage’s senior managers have deep experience in the insurance and financial services industry. Most team members have work in client-facing roles and appreciate Advantage’s philosophy of providing first class client service.