About Us: Customized Insurance Services

An innovative, fast-growing specialty insurance company

Advantage Insurance Inc. (“Advantage”), through its operating subsidiaries, specializes in providing customized insurance services to high-net-worth individuals and business owners to serve their risk management and financial planning needs. Headquartered in Puerto Rico with office locations in the United States, Bermuda and Cayman Islands, Advantage has two primary lines of business: Life Insurance and Business Insurance. Advantage’s Life Insurance Segment issues life insurance and annuity policies on a private placement basis, and its Business Insurance Segment provides captive insurance management services.

Life Insurance

Specializing in Private Placement Life Insurance
  • Variable Universal Life
  • Variable Annuity
  • Open Architecture for Investment Funds
  • Life Insurance Subsidiaries:
      Advantage Life Assurance I.I. *
      Advantage Life Puerto Rico A.I.
      Advantage Life & Annuity Company SPC
      Advantage International Life Bermuda Limited
      Advantage International Life Insurance Limited
      Bermuda Life Worldwide Limited
  • * Effective January 1, 2022, U.S. Commonwealth Life, A.I. entered into a plan and agreement of merger under with Advantage Life Assurance I.I.

Business Insurance

Specializing in Captive Insurance Management
  • Traditional Captive Insurance
  • Group Captives
  • Risk Retention Group
  • Protected Cell Captives
  • Private Label Insurance Companies
  • Captive Risk Diversification
  • Broad range of domiciles and structures:
      Vermont
      South Carolina
      Puerto Rico
      Bermuda
      Cayman Islands
      Other States